Services Plan Types (ACA/HMO/PPO) Major Carriers About Bryan ⚡ Get a Quick Quote Client Reviews FAQ 💰 Earn $100 Per Referral Get a Free Quote
⭐ Trusted Insurance Advisor

Coverage That
Protects What
Matters Most

Personalized health, life, dental, and vision insurance for individuals, families, and small businesses — with access to every major carrier nationwide. Pre-existing conditions welcome.

Get My Free Quote → 💰 Earn $100
32+
States Licensed
100+
Carriers
$0
Cost to You

🛡️ What We Cover

  • ❤️
    Health Insurance — Individual & Family
  • 🦷
    Dental Insurance — Full Coverage Plans
  • 👁️
    Vision Insurance — Exams, Glasses & More
  • 🌿
    Life Insurance — Term & Whole Life
  • 🏢
    Small Business — Group Benefits
  • ✅
    Pre-Existing Conditions — We Can Help

Free consultation · No obligation · Fast enrollment

Start My Free Quote →
🏛️ Licensed in 32+ States
🤝 Every Major Carrier
💬 Free Consultation
✅ Pre-Existing Conditions OK
💰 Earn $100 Per Referral
What We Offer

Comprehensive Insurance Solutions

Whether you're an individual, a family, or a business owner — we find the right coverage for your needs and budget.

❤️

Health Insurance

Individual and family health plans with access to top-rated carriers nationwide. We find the right plan that fits your lifestyle and budget, including ACA marketplace plans.

Get a free quote →
🦷

Dental Insurance

From routine cleanings to major dental work — affordable plans that cover preventive, basic, and major dental services for individuals and families.

Get a free quote →
👁️

Vision Insurance

Annual eye exams, prescription eyewear, and contact lenses. Affordable vision coverage that keeps your sight sharp without breaking the bank.

Get a free quote →
🌿

Life Insurance

Protect your family's financial future with term or whole life insurance. We'll help you find the right policy so your loved ones are always secure.

Get a free quote →
🏢

Small Business Insurance

Offer your team competitive group health and benefits packages. We work with small business owners to build affordable, attractive benefit plans.

Get a free quote →
✅

Pre-Existing Conditions

Don't let a pre-existing condition stop you from getting covered. We specialize in finding real, comprehensive plans — no matter your health history.

Let us help →
Know Your Options

Understanding Your Plan Types

Not sure what ACA, Private Health Base, HMO, or PPO means? We break it down in plain English so you can make the best choice for you and your family.

🏛️ Government Marketplace

ACA Plans — Affordable Care Act

ACA plans — also called Marketplace or Obamacare plans — are government-regulated health insurance plans available through Healthcare.gov. These plans are required to cover essential health benefits and cannot deny you coverage based on pre-existing conditions. Many clients qualify for subsidies (financial assistance) that significantly reduce their monthly premiums.

✅
Pre-Existing Conditions Covered
No one can be denied
💰
Subsidies Available
Lower monthly costs
🏥
Essential Benefits
Hospitalization, prescriptions & more
📋
4 Metal Tiers
Bronze, Silver, Gold, Platinum
See If You Qualify for Subsidies →
Premium Option
⭐ Private Carrier Plans

Private Health Base — Stronger Coverage, Lower Premium

Private Health Base plans are privately underwritten health plans that can offer stronger benefits, richer coverage, and a lower monthly premium than many ACA marketplace plans. The trade-off? You have to qualify medically — meaning these plans are designed for healthy individuals and families. If you're in good health, this could unlock significantly better coverage at a price that's hard to beat.

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Stronger Benefits
Richer coverage across the board
💵
Lower Monthly Premium
Save vs. comparable ACA plans
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Medical Qualification
Must be healthy to enroll
🔓
More Plan Options
Unlock carriers off-marketplace

Good to know: Qualification is quick and painless — just a few medical questions. If you're healthy, you could have access to plans that most people never even see. If you don't qualify, no problem — we'll find you a great ACA plan instead.

See If You Qualify →
HMO Plan

Health Maintenance Organization

HMO plans require you to choose a Primary Care Physician (PCP) who coordinates all your healthcare. You'll need a referral from your PCP to see specialists. HMOs generally have lower monthly premiums and out-of-pocket costs, making them a great budget-friendly option.

✓ Lower monthly premiums
✓ Lower out-of-pocket costs
✓ Great for routine/preventive care
→ Must use in-network providers
→ Referral needed for specialists

💡 Best For:

Individuals and families on a budget who have a preferred doctor in-network and don't need frequent specialist visits.

PPO Plan

Preferred Provider Organization

PPO plans give you the freedom to see any doctor or specialist — in or out of network — without needing a referral. You'll typically pay more each month, but you get maximum flexibility. PPOs are ideal if you travel frequently or want full control over your healthcare choices.

✓ See any doctor, no referral needed
✓ In-network and out-of-network covered
✓ Maximum flexibility & freedom
→ Higher monthly premiums
→ Out-of-pocket costs can be higher

💡 Best For:

Those who want flexibility to choose their own doctors, see specialists directly, or need coverage when traveling outside their home area.

Not sure which plan type is right for you? Bryan will walk you through every option — for free.

Get Expert Guidance →
Who We Work With

Major Carriers We Partner With

We're appointed with every major health insurance carrier — which means we shop the market for you and find the best plan at the best price, no bias, no loyalty to any single company.

🛡️
Blue Cross
Blue Shield
🏥
UnitedHealthcare
💜
Ambetter
🌳
Cigna
⚕️
Aetna
🍃
Humana
🔆
Oscar Health
🌊
Florida Blue
🏛️
Molina
Healthcare
🅰️
Anthem
🏔️
Kaiser
Permanente
💚
Wellcare
🌟
Oscar
☀️
Bright
HealthCare
➕
And Many
More

Because we're independent, we compare plans across every major carrier side-by-side — so you always get the best fit, not just what one company is pushing.

Bryan Mejia
🏆
32+ States Fully Licensed
About Bryan

Your Advocate for Better Coverage

Navigating health insurance can feel overwhelming — confusing terms, endless plan options, and the fear of choosing wrong. That's exactly why I do what I do.

I'm Bryan Mejia, a licensed health insurance advisor based in Miami, FL. I work with individuals, families, and small business owners to find coverage that fits their life and their budget — and I walk with you through every step of the process.

My approach is simple: I'm not here to sell you a plan and disappear. I'm here as your partner. Whether you're self-employed, covering your family, or offering benefits to your team, I'll break down your options in plain language so you can make a confident decision.

No pressure. No confusion. Just clarity. Ready to stop guessing and start covered? Let's talk.

✓

Licensed in 32+ states across the country

✓

Access to every major insurance carrier nationwide

✓

Specializes in health, dental, vision, life & business plans

✓

Free consultations — zero cost, zero obligation

✓

Expert at helping clients with pre-existing conditions

Work With Bryan →
⚡ Fastest Response

Get Your Personalized Quote in 60 Seconds

Answer 5 quick questions and Bryan will text you back with personalized plan options within 15 minutes. No call centers. No spam. Just real options from a real advisor.

Step 1 of 5 20% complete

What type of coverage are you looking for?

Pick the one that fits best — we'll handle the rest.

Who needs to be covered?

This helps us price the right plan for your situation.

Any pre-existing health conditions?

No wrong answer — this just helps us narrow your best options. You'll never be denied for this.

Where are you located?

Plans and pricing vary by state — Bryan is licensed in 32+ states.

Last step — where should Bryan text you?

You'll get a personalized response within 15 minutes. No spam, no call centers — just Bryan.

🔒 Your info stays with Bryan. Never shared, never sold.

⭐⭐⭐⭐⭐ Trusted by families in 32+ states · Licensed · Independent

Why Mejia Premier

Why Clients Choose Us

We're not just advisors — we're advocates who work for you, not the insurance companies.

🌎

Nationwide Carrier Access

We have relationships with every major insurance carrier in the country, giving you more options and better rates than going direct.

📋

Licensed in 32+ States

Wherever you live or move, we're likely licensed and ready to help. Cross-state coverage needs? We've got you covered.

🤝

Personalized Service

No call centers or bots — you work directly with Bryan. We take time to understand your situation and find your best fit.

💰

Always Free to You

Our consultation is 100% free. We're paid by the carriers, so you never pay more for working with us as your advisor.

🏥

Pre-Existing Conditions

We specialize in finding real, comprehensive coverage for clients with pre-existing conditions — not just limited options.

⚡

Fast & Simple Process

From quote to enrollment, we guide you every step of the way — no jargon, no surprises, no hidden fees.

Don't Count Yourself Out

Pre-Existing Condition?
We Can Still Help.

A previous diagnosis shouldn't keep you from the coverage you deserve. We work with carriers that accept applicants with pre-existing conditions and will find you a real, comprehensive plan.

Diabetes Heart Conditions Cancer History Asthma High Blood Pressure Mental Health Chronic Pain COPD And More
Get Covered Today →
Client Reviews

What Our Clients Say

Real people, real results. Here's what clients across the country have experienced working with Bryan.

★★★★★

"Bryan made the whole process so easy. I was so confused about my options but he explained everything step by step. Found me an amazing plan that actually covers my medications. Couldn't be happier!"

MR
Maria Rodriguez
Miami, FL · Health Insurance
★★★★★

"I have diabetes and was told by multiple brokers they couldn't help me. Bryan found me a comprehensive plan within days. He actually cares about his clients. I refer everyone I know to him!"

DJ
David Johnson
Atlanta, GA · Pre-Existing Condition
★★★★★

"As a small business owner I needed to offer my employees benefits but didn't know where to start. Bryan set up our entire group plan and saved us thousands compared to what I was quoted elsewhere. Outstanding service."

KT
Kevin Thompson
Houston, TX · Small Business
★★★★★

"Bryan got me covered with an ACA plan and I qualified for a subsidy that brought my premium down to almost nothing. I had no idea that was possible. He is genuinely looking out for you, not just trying to make a sale."

AS
Angela Sanders
Orlando, FL · ACA Marketplace Plan
★★★★★

"My whole family is now covered thanks to Bryan — health, dental, and vision all in one shot. He found us a PPO plan so we can keep our current doctors. The process was smooth and he answered every question we had."

JM
James Martinez
Dallas, TX · Family PPO Plan
★★★★★

"I referred my coworker to Bryan and he got her covered in less than a week. Then I got my $100 referral bonus! Win-win. Bryan is the real deal — professional, knowledgeable, and actually responds when you text him."

TW
Tanya Williams
Charlotte, NC · Referral Program

Join hundreds of satisfied clients across the country

Get My Free Quote →
💰 Referral Program
$100

Per Approved Referral

Know someone who needs insurance? Send them our way — when they get approved and enrolled, you get $100 cash. Simple as that. No limits on how many you can refer!

Submit a Referral Now →
1

Refer a Friend or Family

Fill out the referral form below with your contact info and the person you're referring. That's it!

2

They Get Covered

Bryan reaches out to your referral, walks them through their options, and helps them find the perfect plan.

3

You Earn $100

Once your referral is approved and enrolled in a plan, you receive $100. Paid to you directly.

📋 How It Works

  • $100 paid per referral who gets approved and successfully enrolls in a plan
  • No limit — refer as many people as you want and earn on every one
  • Referral must be a new client who hasn't previously worked with Mejia Premier Services
  • Payout is made after the referred client's plan is active
  • Valid for all plan types: health, dental, vision, life, and small business

Submit a Referral

Fill out the form below and we'll take it from there. Thank you for spreading the word!

Referral's Information

Simple Process

How It Works

Getting covered is easier than you think. Here's what to expect.

1

Tell Us About Yourself

Fill out a quick form or give us a call. Share your coverage needs, budget, and any health considerations.

2

We Shop the Market

Bryan reviews options from every major carrier to find the best plan for your exact situation and budget.

3

Review Your Options

We walk you through your top choices in plain English — no jargon, no pressure, no hidden fees.

4

Enroll & Relax

Pick your plan and we handle the enrollment. You're covered — fast and easy.

Got Questions?

Frequently Asked Questions

Quick answers to the questions we hear most often. Don't see yours? Reach out — Bryan personally responds to every message.

Does it cost anything to work with an advisor? +
Nope — 100% free to you. Licensed insurance advisors are paid directly by the insurance companies when we enroll you in a plan. You pay the exact same premium whether you go through me, a call center, or Healthcare.gov directly. The difference is you get expert guidance and a dedicated advocate at no extra cost.
How is this different from Healthcare.gov or a call center? +
Healthcare.gov shows you only ACA marketplace plans — no private options, no personalized advice. Call centers read from scripts and you rarely talk to the same person twice. With me, you get a licensed advisor who knows your situation by name, compares every major carrier, and stays with you after enrollment for questions, claims issues, or renewals.
How fast can I actually be covered? +
Most clients are enrolled the same day we talk and have coverage active by the 1st of the following month. For private plans, coverage can start in as little as 24 hours. We walk you through every step so there's no guesswork.
What if Open Enrollment is already closed? +
You may still qualify for a Special Enrollment Period (SEP) if you've had a qualifying life event — things like losing coverage, moving, getting married, having a baby, or a change in income. Private Health Base plans are also available year-round with no enrollment window. Give me a quick call and we'll figure out your options.
I have a pre-existing condition — can I still get covered? +
Absolutely yes. ACA plans cannot deny you coverage or charge you more for a pre-existing condition — that's federal law. We specialize in finding comprehensive plans for clients with diabetes, heart conditions, cancer history, mental health needs, and more. Don't let anyone tell you otherwise.
Will you share my info or flood me with spam calls? +
Never. Your information stays with me and is used only to find you the right coverage. No lead-sharing, no sold lists, no third-party telemarketers. I'll reach out once to learn about your needs, and after that the pace is entirely up to you.
Do you help with dental, vision, and life insurance too? +
Yes. I'm a full-service advisor offering health, dental, vision, life, and small business group plans. Most clients bundle health + dental + vision together because it's usually cheaper than buying them separately. Just mention what you're interested in and I'll put together options.
How do I know if I qualify for a subsidy? +
Subsidies (also called premium tax credits) are based on your household income and size. A lot of people qualify and don't even know it — some get their monthly premiums reduced to $0–$50. I run the numbers for you during our first call, no math required on your end.
I'm self-employed / a 1099 contractor. Can you help? +
This is one of my specialties. Self-employed folks and freelancers have more options than they realize — including ACA subsidies based on your net income, Private Health Base plans, and health savings account (HSA) strategies that can save you money at tax time. Let's talk through what fits your situation.
What states do you service? +
I'm licensed in 32+ states and growing. If you're not sure whether I cover yours, just ask — odds are good I do, and if not, I'll point you to a trusted colleague who does.

Still have a question? Bryan usually responds within the hour.

Ask Bryan Directly →
Get In Touch

Ready to Get Covered?

Getting a quote is fast, free, and comes with zero obligation. Reach out today and let Bryan find the right plan for you.

📞
Phone / Text (201) 888-1214
📧
Email bryan.mejiausha@gmail.com
📍
Coverage Area Licensed in 32+ States Nationwide
⏰
Response Time Within 24 Hours
💬
Consultation Free — No Obligation
🇺🇸 🇪🇸
Don't speak English? ¡Hablamos Español!
We serve both English and Spanish-speaking clients — submit below in either language.

Request a Free Quote

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